2016 Annual Report

1 CORPORATE MISSION
4 CORPORATE INFORMATION
6 BRANCH NETWORK
14 CORPORATE PROFILE
15 FINANCIAL HIGHLIGHTS
16 SIMPLIFIED BALANCE SHEET
17 SUMMARY OF THREE-YEAR GROWTH
18 BOARD OF DIRECTORS
20 BOARD OF DIRECTOR PROFILE
26 CHAIRMAN STATEMENT
31 POLICY AND PRACTICE GUIDELINES FOR CORPORATE GOVERNANCE
37 BUSINESS OPERATION TARGET
41 ANALYSIS OF THE FINANCIAL STATEMENTS
43 REPORT OF THE BOARD OF DIRECTORS
49 INDEPENDENT AUDITORS REPORT
52 CONSOLIDATED BALANCE SHEET
53 CONSOLIDATED INCOME STATEMENT
54 CONSOLIDATED STATEMENT OF CHANGES IN EQUITY
55 CONSOLIDATED STATEMENT OF CASH FLOWS
56 SEPARATE BALANCE SHEET
57 SEPARATE INCOME STATEMENT
58 SEPARATE STATEMENT OF CHANGES IN EQUITY
59 SEPARATE STATEMENT OF CASH FLOWS
60 NOTES TO THE FINANCIAL STATEMENTS
139 CALENDAR OF SIGNIFICANT EVENTS 2016