| A. Housing Loan |
We will help you to finance your dream home with our comprehensive home loan solutions. At Cambodian Public Bank, we know that buying a property is not a simple task. It is costly and complex at the same time. That is why we want to make it easier and faster for you to own your dream home with our flexible home loan packages that can be customised to suit your needs. Whether you are buying your first house or getting another, we will help you along the way. Our home loan offers the following benefits:
- Competitive rates
- Available for houses built by individuals provided progressive claims are certified by an engineer or an architect
- Loan repayment period of up to 10 years
- Loan can be packaged under combined housing loan and overdraft
- High margin of advance of up to 70
- Speedy approval
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| B. Overdraft (OD) |
- Competitive rates
- Flexible with no specific repayment period
- Available if secured against house, shophouses, factories and vacant land
- Margin of advance of up to 70%
- Speedy approval
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| C. Fixed loan (FL) |
- Competitive rates
- Loan repayment period of up to 8 years
- Available if secured against house, shophouses, factories and vacant land
- Margin of Advance of up to 70%
- Speedy approval
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| D. Vehicle Loan |
- Competitive rates
- Flexible repayment period of up to 60 months
- High margin of advance of up to 60%
- Speedy approval
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| E. Trade Lines |
- Full range of trade finance facilities such as Letter of Credit, Trust Receipt and Bank
Guarantee
- Document collection services
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| F. Special Refinancing Scheme |
- 6% per annum for 1st year, 8% per annum for 2nd and 3rd year, and thereafter, 9% per annum for refinancing of loans subject to terms and conditions
- High margin of advance of up to 80%
- Free legal fees
- 50% discount on processing fees
- Eligible for Gold Credit Card upon approval of loan
- Special discount on remittances
- Special fee for salary payroll service
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