2017 Annual Report

1 CORPORATE MISSION
4 CORPORATE INFORMATION
6 BRANCH NETWORK
14 CORPORATE PROFILE
15 FINANCIAL HIGHLIGHTS
16 SIMPLIFIED BALANCE SHEET
17 SUMMARY OF THREE-YEAR GROWTH
18 BOARD OF DIRECTORS
19 BOARD OF DIRECTOR PROFILE
24 CHAIRMAN STATEMENT
27 POLICY AND PRACTICE GUIDELINES FOR CORPORATE GOVERNANCE
33 BUSINESS OPERATION TARGET
36 ANALYSIS OF THE FINANCIAL STATEMENTS
38 REPORT OF THE BOARD OF DIRECTORS
44 INDEPENDENT AUDITORS REPORT
47 CONSOLIDATED BALANCE SHEET
48 CONSOLIDATED INCOME STATEMENT
49 CONSOLIDATED STATEMENT OF CHANGES IN EQUITY
50 CONSOLIDATED STATEMENT OF CASH FLOWS
51 SEPARATE BALANCE SHEET
52 SEPARATE INCOME STATEMENT
53 SEPARATE STATEMENT OF CHANGES IN EQUITY
54 SEPARATE STATEMENT OF CASH FLOWS
55 NOTES TO THE FINANCIAL STATEMENTS
127 CALENDAR OF SIGNIFICANT EVENTS 2017
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