2020 Annual Report

1 CORPORATE MISSION
3 CORPORATE INFORMATION
4 BRANCH NETWORK
10 CORPORATE PROFILE
11 FINANCIAL HIGHLIGHTS
12 SIMPLIFIED BALANCE SHEET
13 SUMMARY OF FIVE-YEAR GROWTH
14 BOARD OF DIRECTORS
15 BOARD OF DIRECTORS' PROFILE
20 CHAIRMAN STATEMENT
23 CORPORATE GOVERNANCE OVERVIEW
32 BUSINESS OPERATIONS
37 ANALYSIS OF THE FINANCIAL STATEMENTS
39 REPORT OF THE BOARD OF DIRECTORS
40 INDEPENDENT AUDITORS' REPORT
47 CONSOLIDATED STATMENT OF FINANCIAL POSITION
49 CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME
50 CONSOLIDATED STATEMENT OF CHANGES IN EQUITY
51 CONSOLIDATED STATEMENT OF CASH FLOWS
52 SEPARATE STATMENT OF FINANCIAL POSITION
53 SEPARATE STATMENT OF COMPREHENSIVE INCOME
54 SEPARATE STATEMENT OF CHANGES IN EQUITY
55 SEPARATE STATEMENT OF CASH FLOWS
56 NOTES TO THE FINANCIAL STATEMENTS
147 CALENDAR OF SIGNIFICANT EVENTS 2019
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