Bakong Payment System

Bakong Payment System is a real time inter-bank fund transfer to facilitate transfer of funds:
  • Between Bank Deposit Accounts
  • Between Bakong Accounts/e-wallet
  • Between a Bank Deposit Account and a Bakong Account/e-wallet and vice-versa
  • Make payment via QR Code
The maximum limit under the Bakong Payment System
 
           Type   (OTC)                                  Maximum Limit (Outward)                 
Top-up to Bakong Account/e-wallet
USD50,000 and KHR200,000,000 per day.
(Unlimited number of transactions)
Payment to local Bank/MFI Deposit account USD50,000 and KHR200,000,000 per day.
(Unlimited number of transactions)
Cash Withdrawal
USD10,000 and KHR40,000,000 per day.
(Unlimited number of transactions)
List of Participating Banks/Microfinance Institutions using Bakong Payment System
 
No                    Banks/ MFIs             
1 Advanced Bank of Asia
2 ACLEDA Bank Plc
3 AMK Microfinance Institution Plc
4 Bank for Investment and Development of Cambodia Plc                                                  
5 Cambodian Public Bank Plc
6 Cambodian Post Bank Plc
7 Canadia Bank Plc
8 Chief (Cambodia) Commercial Bank Plc
9 Chip Mong Commercial Bank Plc
10 E-Money Payment Solutions Plc
11 Foreign Trade Bank of Cambodia
12 Hatta Bank Plc
13 LOLC (Cambodia) Plc
14 Phillip Bank Plc     
15 Phnom Penh Commercial Bank Plc
16 Prasac Microfinance Institution Plc
17 Prince Bank Plc
18 Sathapana Bank Plc
19 Speedpay Plc
20 Truemoney Cambodia
21 Vattanac Bank Plc
22 WB Finance Co., Ltd
23 Wing Bank (Cambodia) Plc
Fee charge for top up for Bakong Account/E-wallet in KHR and USD
 
Tier No.           Transaction Amount in KHR Fees
1 Up to KHR200,000 Free of charge
2 Above KHR200,000 to KHR2,000,000 KHR2,000
3 Above KHR2,000,000 to KHR6,000,000 KHR4,000
4 Above KHR6,000,000 to KHR20,000,000 KHR6,000
5 Above KHR20,000,000 to KHR40,000,000 KHR9,000
6 Above KHR40,000,000 to KHR100,000,000 KHR12,000
7 Above KHR100,000,000 to KHR200,000,000   KHR15,000
Tier No.           Transaction Amount in USD Fees
1 Up to USD50 Free of charge
2 Above USD50 to USD500 USD0.50
3 Above USD500 to USD1,500 USD1.00
4 Above USD1,500 to USD5,000 USD1.50
5 Above USD5,000 to USD10,000 USD2.25
6 Above USD10,000 to USD25,000 USD3.00
7 Above USD25,000 to USD50,000                      USD3.75

Fee charge for payment to local Bank/MFI Deposit account in KHR and USD
 
Tier No.           Transaction Amount in KHR Fees
1 Up to KHR200,000 Free of charge
2 Above KHR200,000 to KHR2,000,000 KHR2,000
3 Above KHR2,000,000 to KHR6,000,000 KHR4,000
4 Above KHR6,000,000 to KHR20,000,000 KHR6,000
5 Above KHR20,000,000 to KHR40,000,000 KHR9,000
6 Above KHR40,000,000 to KHR100,000,000 KHR12,000
7 Above KHR100,000,000 to KHR200,000,000 KHR15,000
Tier No.           Transaction Amount in USD Fees
1 Up to USD50 Free of charge
2 Above USD50 to USD500                      USD0.50
3 Above USD500 to USD1,500 USD1.00
4 Above USD1,500 to USD5,000 USD1.50
5 Above USD5,000 to USD10,000 USD2.25
6 Above USD10,00 to USD25,000 USD3.00
7 Above USD25,000 to USD50,000                   USD3.75

Fee charge for Cash Withdrawal from other Bank/MFI Bakong Account/e-wallet in KHR and USD
 
Tier No.           Transaction Amount in KHR Fees
1 Up to KHR200,000 Free of charge
2 Above KHR200,000 to KHR2,000,000 KHR2,000
3 Above KHR2,000,000 to KHR6,000,000 KHR4,000
4 Above KHR6,000,000 to KHR20,000,000 KHR6,000
5 Above KHR20,000,000 to KHR40,000,000    KHR9,000
Tier No.           Transaction Amount in USD Fees
1 Up to USD50 Free of charge
2 Above USD50 to USD500 USD0.50
3 Above USD500 to USD1,500 USD1.00
4 Above USD1,500 to USD5,000 USD1.50
5 Above USD5,000 to USD10,000                    USD2.25