Cambodian Public Bank - Retail Pay System-KOICA

Retail Pay System-KOICA

Inter-bank fund transfer under Retail Pay System-KOICA can be performed through the following participating member Banks and Microfinance Institutions (MFIs) by two modes of fund transfers (i.e. Account Based Fund Transfer and Phone Number Based Fund Transfer).

List of Participating Banks/MFIs with Retail Pay System-KOICA

No.			Banks/MFIs
1			ACLEDA Bank Plc
2			Cambodian Public Bank Plc
3			Canadia Bank Plc
4			Cambodian Post Bank Plc
5			Foreign Trade Bank of Cambodia
6			Kookmin Bank Cambodia Plc
7			LOLC (Cambodia) Plc
8			Phnom Penh Commercial Bank Plc
9			Prasac Microfinance Institution Plc
10			Prince Bank Plc
11			Sathapana Bank Plc
12			Shinhan Khmer Bank Limited
13			Woori Bank (Cambodia) Plc
14			Vattanac Bank Plc
15			Industrial Bank of Korea Phnom Penh
16			DGB Bank Plc

The maximum amount per fund transfer for each mode of fund transfer

Type			Maximum amount per fund transfer		No. of transactions per day
Account Based Fund Transfer			KHR200 million or its equivalent of USD50,000		Unlimited
Phone Number Based Fund Transfer			Less than KHR4 million or its equivalent of USD1,000		Unlimited

Service charge for KOICA Real-Time Fund Transfer (RFT) via Over-The-Counter

i. Fee for Account Based Fund Transfer in KHR and USD

Tiers	Transaction KHR amount	Fees
1	Up to KHR4,000,000	KHR3,000
2	Above KHR4,000,000 to KHR20,000,000	KHR6,000
3	Above KHR20,000,000 to KHR40,000,000	KHR9,000
4	Above KHR40,000,000 to KHR100,000,000	KHR12,000
5	Above KHR100,000,000 to KHR200,000,000	KHR15,000

Tiers	Transaction USD amount	Fees
1	Up to USD1,000.00	USD0.76
2	Above USD1,000 to USD5,000	USD1.51
3	Above USD5,000 to USD10,000	USD2.31
4	Above USD10,000 to USD25,000	USD3.06
5	Above USD25,000 to USD50,000	USD3.81

ii. Fee for Phone Based Fund Transfer in KHR and USD:

Tiers			Transaction KHR amount		Fees
1			Below KHR4,000,000		KHR3,000

Tiers			Transaction USD amount		Fees
1			Below USD1,000		USD0.76

Retail Pay System-KOICA

Local Remittance

Foreign Remittance

Encashment