Retail Pay System-KOICA

Inter-bank fund transfer under Retail Pay System-KOICA can be performed through the following participating member Banks and Microfinance Institutions (MFIs) by two modes of fund transfers (i.e. Account Based Fund Transfer and Phone Number Based Fund Transfer).

List of Participating Banks/MFIs with Retail Pay System-KOICA
No. Banks/MFIs
1 ACLEDA Bank Plc
2 Cambodian Public Bank Plc
3 Canadia Bank Plc
4 Cambodian Post Bank Plc
5 Foreign Trade Bank of Cambodia
6 Kookmin Bank Cambodia Plc
7 LOLC (Cambodia) Plc
8 Phnom Penh Commercial Bank Plc
9 Prasac Microfinance Institution Plc
10 Prince Bank Plc
11 Sathapana Bank Plc                                                        
12 Shinhan Khmer Bank Limited
13 Woori Bank (Cambodia) Plc 
14 Vattanac Bank Plc                                                                                                                                               
15 Industrial Bank of Korea Phnom Penh
16 DGB Bank Plc 
The maximum amount per fund transfer for each mode of fund transfer
                            Type                          Maximum amount per fund transfer No. of transactions
per day
Account Based Fund Transfer KHR200 million or its equivalent of USD50,000 Unlimited
Phone Number Based Fund Transfer Less than KHR4 million or its equivalent of USD1,000 Unlimited

Service charge for KOICA Real-Time Fund Transfer (RFT) via Over-The-Counter

i. Fee for Account Based Fund Transfer in KHR and USD
Tiers Transaction KHR amount  Fees
1 Up to KHR4,000,000                                                                                    KHR3,000           
2 Above KHR4,000,000 to KHR20,000,000 KHR6,000
3 Above KHR20,000,000 to KHR40,000,000 KHR9,000
4 Above KHR40,000,000 to KHR100,000,000 KHR12,000
5 Above KHR100,000,000 to KHR200,000,000                                                                    KHR15,000 
Tiers Transaction USD amount             Fees
1 Up to USD1,000.00                                                                                      USD0.76
2 Above USD1,000 to USD5,000 USD1.51
3 Above USD5,000 to USD10,000 USD2.31
4 Above USD10,000 to USD25,000 USD3.06
5 Above USD25,000 to USD50,000                                                                                      USD3.81             
 ii. Fee for Phone Based Fund Transfer in KHR and USD:
Tiers           Transaction KHR amount             Fees
1 Below KHR4,000,000                                                                                                         KHR3,000           
Tiers           Transaction USD amount             Fees
1 Below USD1,000                                                                                                                       USD0.76