KOICA Retail Pay System


Inter-bank fund transfer under KOICA Retail Pay System can be performed through the following participating member banks and Microfinance Institutions (MFIs) by two modes of fund transfers (i.e. Account Based Fund Transfer and Phone Number Based Fund Transfer):
 
No Banks/MFIs
1 ACLEDA BANK PLC
2 CAMBODIAN PUBLIC BANK PLC
3 CANADIA BANK PLC
4 CAMBODIA POST BANK PLC
5 KOOKMIN BANK CAMBODIA PLC
6 PHNOM PENH COMMERCIAL BANK
7 PRASAC MICROFINANCE INSTITUTION              
8 PRINCE BANK PLC
9 LOLC (CAMBODIA) PLC
10 SHINHAN KHMER BANK LIMITED
11 VATTANAC BANK                                                        
The minimum amount per fund transfer for each mode of fund transfer is as follows:
 
                                Type                          Maximum amount per fund transfer No. of transaction
per day
Account Based Fund Transfer KHR200 million or its equivalent of USD50,000 Unlimited
Phone Number Based Fund Transfer Less than KHR4 million or its equivalent of USD1,000 Unlimited

Service charge for KOICA Real-Time Fund Transfer (RFT) via Over-The-Counter


1. Fee for Account Based Fund Transfer in KHR and USD
 
Tiers           Transaction KHR amount  Fee
1 KHR100 to KHR4,000,000 KHR3,000
2 KHR4,000,100 to KHR20,000,000 KHR6,000
3 KHR20,000,100 to KHR40,000,000 KHR9,000
4 KHR40,000,100 to KHR100,000,000 KHR12,000
5 KHR100,000,100 to KHR200,000,000 KHR15,000
Tiers           Transaction USD amount             Fee
1 USD0.01 to USD1,000.00 USD0.76
2 USD1,000.01 to USD5,000.00 USD1.51
3 USD5,000.01 to USD10,000.00 USD2.31
4 USD10,000.01 to USD25,000.00 USD3.06
5 USD25,000.01 to USD50,000.00   USD3.81  
2. Fee for Phone Based Fund Transfer in KHR and USD:
 
Tiers           Transaction KHR amount             Fee
1 KHR100 to KHR3,999,900 KHR3,000  
Tiers           Transaction KHR amount             Fee
1 USD0.01 to USD999.99 USD0.76